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Examining Volatility in the Energy Markets


Introduction In this technical briefing, we aim to provide an update on key Oil and Gas market indices and discuss whether we have moved past the significant volatility experienced between 2020 and 2024, or if the uncertainties persist in the market. This discussion is particularly relevant given the ongoing / increasing tensions in the Middle……

Measuring Business Interruption Claims: A Case Study From Christchurch and Kaikoura Earthquakes


Earthquakes are a historically prominent event in New Zealand, occurring most commonly in the Southern and Eastern areas of the North Island and most of the South Island. This is because New Zealand falls over the Australian and Pacific tectonic plate boundaries which typically form a subduction zone.  The main north and south subduction zones……

Understanding Business Interruption Following a Cyber Attack


Why Idle Labour Costs Are Typically Not an Indemnifiable Loss We have all experienced periods when suddenly our emails or internet go down. In instances such as these, short as they may be, it is only natural to feel lost and isolated. Moreover, in today’s interconnected world where most businesses are heavily, if not entirely……

The Impact of Tariffs on Insurance Claims


We have heard the current incumbent of the White House refer to tariffs as “a great negotiating tool”, “a beautiful thing” and “taxes on foreign countries”. While the justification of high tariffs used to be to punish unfair trade from China, recent announcements suggest that most of the US’s closest allies will be significantly impacted…….

MDD LA Wildfires Report


California Wildfires of January 2025: A Devastating Start to the Year The year 2025 began with a series of devastating wildfires that swept through Southern California, leaving a trail of destruction and significant insured losses in their wake. Fuelled by dry conditions and strong Santa Ana winds, the fires erupted on January 7th, 2025, and……

CAT Spotlight – Iceland


In this CAT spotlight, we focus on Iceland, situated on the Mid-Atlantic Ridge, a country prone to volcanic eruptions, earthquakes, and glacial floods. The most well-known CAT event in recent times was the March 2010 Eyjafjallajökull eruption. Most will remember the disruption the ash cloud caused across Europe’s aviation industry, which cost the industry over……